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Wednesday, June 18, 2008

How to safeguard our personal and financial data.


The Internet is not a safe place. Data is sent back and forth through various servers through which personal and information and financial data are housed. The problem with data transfer is the ability to intercept and record that data that is moving from server a to server b. Hackers have the ability to intercept and use that information, such as credit card numbers and expiry dates, to falsely do transactions.

Most of the website has provided the privacy and security to user, such as: Secure Socket Layer (SSL), require password customization, monitor industry standards and etc. Although, data stolen cases are still increasing in our society nowadays.

How we avoid the theft from website? We should take some activities to increase the internet security and decrease the data stolen probability. There are some suggestions stated in below:


1. Review your transaction confirmations and quarterly statements as soon as you receive and notify to the website immediately of any unauthorized activity.


2.Create passwords and PINs that would be hard for others to guess. Use a combination of numbers and letters if possible.


3.Avoid clicking on pop-up ads or downloading information from unknown sites.


4.Use your own computer, instead of a work or public machine, to access financial and other sensitive personal information.


5.Protect your Social Security number. Store your card in a safe place and avoid giving the number to others.


6.Shred, rather than toss, documents — including credit card offers, bank statements and junk mail.


7.Review your credit report regularly for inaccuracies.


8.Log out using dedicated links — rather than simply closing the account window — when conducting transactions or updating information online.


9.Avoid giving your personal information to “cold callers” and other unknown parties online, via e-mail and over the phone.


10Resist using free wireless connections — particularly in cafes, airports and other public places — to check personal information.


11.Use and update antivirus and antispyware software

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